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The real estate market for residential properties remains very soft and fluctuating in many segment areas throughout the country.  Until the backlog of foreclosed properties is cleared, the market will remain depressed and will not begin to recover.  Interest rates remain at very low levels; however, they have begun to climb in recent weeks. 

If you plan on refinancing or getting an equity loan, now may be a good time.  First, you need to have equity in your home to be able to take advantage of the low rates.  Having a licensed or certified residential appraiser perform a market analysis on your property to determine if you have equity in your home may be a good first step.  This typically costs less than a full bank appraisal and will save you the hassle of filling out all the loan forms for no reason. 

Contact my firm if you have any questions or need a market analysis performed on your property.

Brian Paul Lessard, IFA

NH & VT Certified Residential Appraiser