Appraisal services for Claremont and Sullivan County homeowners
Here are the top reasons NH homeowners use REVARI (Real Estate Valuation and Research Inc.):
Own a house in or near Claremont, NH and need help determining the value of it?
We at REVARI (Real Estate Valuation and Research Inc.) understand the unique needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at REVARI (Real Estate Valuation and Research Inc.) are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.
PMI Removal Appraisals
An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you get rid of unnecessary PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes nearby. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal from REVARI (Real Estate Valuation and Research Inc.) is your strongest weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your property is in or near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. REVARI (Real Estate Valuation and Research Inc.) can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
We Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd wish to have a professional double-check it for accuracy or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from REVARI (Real Estate Valuation and Research Inc.) can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.