Attention homeowners in Claremont and Sullivan County: Need an appraisal?
The top 7 reasons NH homeowners call on REVARI (Real Estate Valuation and Research Inc.):
Own a house in or near Claremont, NH and need help determining the price of it?
We at REVARI (Real Estate Valuation and Research Inc.) understand the special needs of a homeowner in need of appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at REVARI (Real Estate Valuation and Research Inc.) will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. REVARI (Real Estate Valuation and Research Inc.) is experts in helping people just like you remove unneeded PMI insurance.
Challenge Sullivan county's assessment of your property
Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses nearby. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal from REVARI (Real Estate Valuation and Research Inc.) is your #1 weapon when challenging your property tax assessment.
HELOC recently frozen?
If your home is in or near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. REVARI (Real Estate Valuation and Research Inc.) can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for verity, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? REVARI (Real Estate Valuation and Research Inc.) offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.