Attention homeowners in Claremont and Sullivan County: Get an Appraisal today!
Here are the top 7 reasons NH homeowners need REVARI (Real Estate Valuation and Research Inc.):
Own a house in or near Claremont, NH and need help determining the price of it?
We at REVARI (Real Estate Valuation and Research Inc.) understand the individual needs of a homeowner in need of appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. Being a regular homeowner that ordinarily doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at REVARI (Real Estate Valuation and Research Inc.) will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At REVARI (Real Estate Valuation and Research Inc.), we're experienced in helping consumers just like you get rid of unneeded and unwanted PMI insurance.
Challenge a property tax assessment
Lets say you live in a region that is declining -- your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from REVARI (Real Estate Valuation and Research Inc.) is your strongest weapon.
HELOC recently frozen?
If your house is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from REVARI (Real Estate Valuation and Research Inc.) can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for precision? In a field review we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.