Why you should get an appraisal from REVARI (Real Estate Valuation and Research Inc.)

To a lot of us, an appraisal just looks like one more thing in the long list of items for a home purchase or refinance. While there are a developing number of automated home valuation processes that may seem more cost-effective than an appraisal, most lenders still want a local expert because the stakes are very high. Is obtaining a mortgage the only basis for getting an appraisal? Are there other situations when the services of a certified, independent real estate professional could be helpful? Of course.

Let REVARI  (Real Estate Valuation and Research Inc.) help you lower your mortgage payment

Challenge your tax assessment in Sullivan County

If you are in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At REVARI (Real Estate Valuation and Research Inc.), we're capable of assisting you in appealing your tax assessment.

Removing PMI for mortgage payments

When the amount being loaned to the homeowneris more than 80% of the actual value of the real estate, many lenders ask home buyers to take out this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often bundled into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

REVARI (Real Estate Valuation and Research Inc.) will provide you with a statement regarding the value of your home, and the expense of the home valuation can usually be recovered in just a few months because you'll no longer be paying the PMI.

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Settle a divorce with fewer hang-ups

A divorce is an especially traumatic event for the parties involved, and it is often further complicated by the burdensome decision of who keeps the house. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from REVARI (Real Estate Valuation and Research Inc.), regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these issues. And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocate to or from Sullivan County through an employee relocation program

Employee relocation is a stressful event, and we understand. We take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our thorough inspection.

Sell your home promptly — at the right price

A professional appraisal will help you make a better educated decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to finish the appraisal report.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homesstay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let REVARI  (Real Estate Valuation and Research Inc.) help you sell your home quickly at the right price