Why you should get an appraisal

To a lot of us, an appraisal is simply another cost on the break-sheet for a home purchase or refinance. Almost all lenders still want a local expert because the stakes are incredibly high, even though there are a multiplying number of automated home valuation processes that might seem more cost-effective than an appraisal. You might assume that securing a mortgage is the only basis for getting an appraisal, but there are additional times when the services of a certified, independent real estate professional might come in handy.

Let REVARI  (Real Estate Valuation and Research Inc.) assist you in lowering your mortgage payment

Dispute your tax assessment in Sullivan County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. At REVARI (Real Estate Valuation and Research Inc.), we're capable of assisting you in challenging your tax assessment.

PMI removal to lower a mortgage payment

When the amount being loaned to the homebuyeris more than 80% of the actual value of the property, almost all lenders ask home owners to take out this added insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this additional payment is lumped into the monthly mortgage payment and is soon forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, REVARI (Real Estate Valuation and Research Inc.) can produce a statement regarding the value of your home. The expense of the appraisal can generally be regained in little time because you'll no longer be paying the PMI.

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Get a fair valuation on a home for divorce settlements

A divorce is an especially daunting event for the parties involved, and it is often further complicated by the burdensome decision of who keeps the home. Regardless of the circumstances, it's a good idea to get an appraisal from REVARI (Real Estate Valuation and Research Inc.) so both parties are fully aware of the true market value of their house.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Ascertain an accurate and fair valuation for estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these issues. And since a home or other property often makes up an unequal share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocate to or from Sullivan County for work

Employee relocation can be a stressful event, and we understand. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive characteristics of their property, along with information about any current sales or listings in their neighborhood that they want considered during our detailed inspection.

Sell your home quickly — for the right price

A professional appraisal will help you make a better educated decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, apart from real estate agents. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to finish the appraisal report.

We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses stay on the market.

Let REVARI  (Real Estate Valuation and Research Inc.) help you sell your home quickly at the right price