Let REVARI (Real Estate Valuation and Research Inc.) take care of your appraisal needs

To many, an appraisal is simply another fee on the break-sheet for a home sale or refinance. And even though there are a developing number of automated home valuation methods that might appear less expensive than an appraisal, almost all lenders still call for a local expert because the stakes are very high. Is securing a mortgage the only reason you should get an appraisal? Are there other times when the services of a certified, independent real estate professional might be helpful? Absolutely.

Let REVARI  (Real Estate Valuation and Research Inc.) assist you in lowering your mortgage payment

Appeal your tax assessment

If you are in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. We're capable of assisting you in appealing your tax assessment.

Get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that almost all lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the property. This added payment is often bundled into the monthly mortgage payment and is soon forgotten. This is bad because PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was invoked by the United States Congress requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, REVARI (Real Estate Valuation and Research Inc.) will give you a statement regarding the value of your home. The cost of the home valuation can generally be regained in little time because you'll no longer be paying the PMI.

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Settle a divorce with fewer hang-ups

A divorce is a very horrible experience for the parties involved, and it is often further complicated by the burdensome decision of who maintains the property. It's a good idea to order an appraisal from REVARI (Real Estate Valuation and Research Inc.) so both parties are entirely aware of the true market value of their house, regardless of the circumstances.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Relocate to or from Sullivan County for work

We know the headaches involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our detailed inspection.

Close on your home promptly — for an accurate price

A professional appraisal will help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to finish the appraisal report.

We examine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long propertiesare on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let REVARI  (Real Estate Valuation and Research Inc.) help you sell your home quickly at the right price